Advice area
Inheritance & Later-Life Planning
Coordinating wills, trusts, gifting, and care funding conversations so family wealth passes with fewer surprises.
Request this consultation
Who this is for
Families concerned about inheritance tax, uneven inheritances, or how care home fees might affect the estate.
What you receive
A coordinated plan that sits alongside solicitor-drafted wills and lasting powers of attorney, focusing on financial products and gifting strategies within advice permissions.
Included
- Estate overview across property, pensions, and investments
- Discussion of gifting allowances, trusts, and life cover written in trust
- Introductions to solicitors for wills and LPAs where you do not already have one
Outside this engagement
- Drafting of legal documents (handled by qualified solicitors)
- Guarantees about future tax law changes
How we work through it
-
Family briefing
We understand beneficiaries, second marriages, and any business assets.
-
Financial mapping
Pensions, ISAs, and property are placed against likely tax and care scenarios.
-
Action list
You leave with prioritised next steps for advisers and solicitors alike.
Typical timeline: Three to five weeks for the financial planning portion; legal work runs on the solicitor’s timetable.
Delivery: Office meetings preferred when multiple family members attend.
Preparation: Approximate asset list, existing wills, and any lasting powers already in place.
Fees: Fixed planning fee from £950 for a household overview; more complex estates quoted separately.